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Debit & Credit Cards at Online Casinos: The Traditional Payment Method

Credit and debit cards have been around for more than 50 years and have become an essential payment tool in our everyday lives. They are widely accepted at almost all shops and businesses around the world. They have managed to find their way into online casinos, as one of the most popular payment methods.

With so many options to pick from, choosing the right payment method can be a difficult task. That’s why it’s important to understand how specific payment methods work and to be aware of all the advantages and drawbacks. For example, Credit and debit cards like Visa, MasterCard and Maestro are by far the most widespread at online casinos. Thus, they are regarded as the safest and most trusted payment methods.

Top 3 Online Casinos that accept Debit & Credit Cards – Visa, Mastercard & Maestro

Casino Bonus Visit Site
888 Casino Review 888 Casino Review Up to £1500 bonus
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18+ New players only • £88 is granted in FreePlay (FP) • FP must be claimed within 48 hrs of receiving the email and expires after 14 days • FP wins are credited as bonus and capped at £15, exc. JP win • Bonus wins are capped at £500 • Wager 30x bonus within 90 days • Wagering req's vary by game • Full T&Cs apply
Bet365 Casino Review Bet365 Casino Review Casino at bet365 - Up to £100 New Player Bonus! Play
Casino at bet365 - Up to £100 New Player Bonus! New Casino customers only • 18+ | Please Gamble Responsibly | • Deposit min £10 • Applies to first deposit to Casino only • Max bonus £100 • 15x wagering (game weighting applies) on deposit and bonus to make the bonus balance withdrawable • Time limits and T&Cs apply
Mr Green Casino Review Mr Green Casino Review
18+ - Game weighting and T&Cs apply

Best Online Casinos Accepting Visa

Out of all the debit and credit cards supported at online casinos, Visa is the best and most efficient option. Not only is Visa considered to be one of the most convenient online casino payment methods, but there are also hardly any online gambling websites that don’t accept these cards. This means that any Visa cardholder can start gambling quickly and conveniently at any online casino out there.

One of the few, but in our opinion, significant differences compared to MasterCard and Maestro is that almost all of the top UK Visa casinos allow players to use the Visa card for deposits and withdrawals. While withdrawals aren't available in a majority of MasterCard and Maestro supported UK casinos.  There are hundreds of online gambling websites that accept the Visa card on their platforms. For e.g. some of the top UK Visa casinos include such gambling websites like Leo Vegas, bet365, Unibet and many others.

Best Online Casinos Accepting MasterCard

MasterCard is probably the most used card around the globe. It’s accepted in over 180 countries around the world and is a world-class banking solution. Due to its efficiency and ease of use, MasterCard has become a very popular choice for online casino players. Players can choose between a variety of MasterCard types, including prepaid, debit and credit cards. The best online casinos accepting MasterCard usually allow players to use any of the three types.

But, despite its reputation of being one of the leaders on the market, MasterCard has a slight disadvantage compared to Visa. In most casinos that accept MasterCard, players can make a deposit, but can’t use the card to request a withdrawal. That’s why it’s always recommended to do a bit of research before signing up and depositing into the casino. With that said, all of the top UK MasterCard casinos support both deposits and withdrawals.

Best Online Casinos Accepting Maestro

Maestro is MasterCard’s equivalent of the Visa Electron debit card and is created primarily for European users. This debit card is the third most popular payment type of this sort in online casinos. Unlike Visa and MasterCard, Maestro comes exclusively in the form of a debit card. This means that all the player’s gambling money is pulled directly out of the user’s account. Thus, there is no possibility of overspending or accumulating debt.

Maestro Online Casinos

Since the Maestro debit card is owned by MasterCard, it has pretty much the same advantages and drawbacks. This includes the benefits of quick and safe transactions through a reputable vendor. Also the fact that this debit card usually can’t be used as a withdrawal method. However, top UK Maestro Casinos such as Coral, bet365 and Betfair all allow their users to use this popular payment method to deposit. Plus, to also withdraw money from their casino accounts.

Unibet – One of the Best Debit and Credit Card Online Casinos

Unibet is a reputable and trustworthy online casino that has been around for more than two decades. It’s an all-around platform that offers one of the best online gaming experiences, with separate, casino, live casino, poker and sports betting sections. Unibet’s award-winning platform, reliable support and rich game library make this online casino a great choice for all casino players.

Players who choose to sign up with Unibet and deposit using Visa, MasterCard or Maestro can look forward to a very generous welcome bonus. This casino offers all of its new customers a 200% deposit bonus up to £200 and up to 200 free spins. Besides this welcome bonus, Unibet Casino also has a variety of bonuses and promotions players can claim using Visa, MasterCard or Maestro cards. Unibet is also an online casino that supports PayPal, for those looking for an alternative.

How to Use Debit & Credit Cards at Online Casinos

Credit and debit cards are extremely easy to use and don’t require a lot of work and effort to set up on an online casino. Therefore, continue reading to learn how to make deposits and withdrawals with credit and debit cards at online casinos.

How to Deposit Using Credit & Debit Cards

Before making a deposit, players should check if the casino accepts the specific credit or debit card. Luckily, most online casinos nowadays accept the three above-mentioned options. The next thing the player needs to do so he could deposit is to confirm his credit card and provide the casino with all of the necessary details.

This process is quick and simple, after which the player can deposit into the casino and claim any available bonuses. Most credit and debit card deposits are processed instantly, so the player can start playing within minutes from registering with the casino.

To summarise:

  1. Check the casino accepts your card
  2. Go to the casino's payment, cashier or deposit page
  3. Choose the relevant payment method (often a Visa or Mastercard symbol)
  4. Enter your card details when prompted
  5. Enter the amount you'd like to deposit
  6. Go to the games lobby and play your favourite casino games

How to Withdraw Using Credit & Debit Cards

Credit and debit cards are very popular among online casino players, mainly because they are one of the most efficient and reliable methods of withdrawing money. They are safe, convenient and very easy to use. On top of that, depending on the casino’s payment policy, credit and debit card withdrawals can be extremely fast.

Some online casinos allow instant withdrawals, not including the withdrawal processing period. However, some online casinos don’t accept MasterCard withdrawals. Players are usually only allowed to withdraw money through the same method they deposited with. Players should read and familiarise themselves with the casino’s payment policy before making any payments.

Are there any fees for Using Credit & Debit Cards?

The minimum deposit and withdrawal amounts can vary from casino to casino but are usually set at £10. When it comes to transaction fees and costs, the situation is similar. Most casinos do not charge fees for depositing or withdrawing through credit and debit cards, though there are some online casinos that will do so.

When there are fees, they are usually set between 2.5% and 5% of the transaction amount. They are a bit inconvenient, but for players who are looking to play with big limits that only cards support, fees don’t present a big hindrance.

Biggest Advantages of Using Debit & Credit Cards

Credit and debit cards are among the most popular casino payment methods for a reason. Some of the biggest benefits include:

High Deposit and Withdrawal Limits

Credit and debit cards are the preferred choice of high-rollers and players who like to play big. They offer much larger deposit and withdrawal limits compared to other options. Moreover, because users can increase limits as time goes on. Credit and debit cards are also one of the most flexible online casino payment methods.

Fast Transactions

Credit and debit cards are one of the fastest and most reliable online payment methods and are accepted at almost all online casinos around the globe. In most cases, deposits are processed instantly, so players can start gambling at their casino of choice within minutes from creating an account.

Withdrawals vary from case to case and entirely depend on the casino’s payment policy. Withdrawal transactions can take anywhere from a couple of hours up to 7 days. In most UK casinos, they take between 2 and 5 days. This is slower compared to e-wallet options, but still much faster than online bank transfers.

Mobile Payments Supported

Top UK casinos that accept Visa, MasterCard and Maestro often offer players the chance to use these trusted payment methods on their mobile devices as well. Best online casinos accepting Visa, MasterCard and Maestro also have native mobile apps players can use to make payment even more quickly and efficiently.

Credit and Debit Cards are Safe and Secure to Use at Online Casinos

Debit and especially credit cards are very safe and reliable, which is one of the main reasons why the majority of top UK casinos consider them one of the most trusted payment methods currently available.

Also, since both Visa and MasterCard are well-established and reputable international businesses, they offer very dependable customer support services. This means that players can always rely on the best and most professional customer services if need be.

Bonuses for Using Credit and Debit Cards

On top of the benefits we’ve mentioned above, it’s also very important to mention that credit and debit cards can be used to claim any online casino bonuses, unlike some other payment methods like Neteller and Skrill, which are often excluded from casino promotions.

Players who want to go a step further can even use credit cards to collect loyalty points and air miles they can use to enjoy other ventures besides online gaming.

Drawbacks of Debit & Credit Card Online Casinos

Unlike PayPal, which is only available at a smaller number of online casinos, almost every online casino supports debit and credit card payments. But, this also means that card support can’t serve as a guarantee of reliability for an online casino.

Casinos can have a tough time processing credit card payments sometime. Not to mention that it’s not easy for every player to give his security and credit card details to any online casino out there. Of course, this shouldn’t be a reason not to use these trusted payment methods. They are still one of the most reliable ones currently available.

Debit and Credit Card Security

As conscientious casino players, it’s only natural for all of us to pay attention to the safety and security of our online payments. With that being said, there’s no reason to worry. All reliable and trustworthy online casinos use at least 128-bit SSL encryption. Therefore, this ensures all of the player's personal and financial information is kept private and secure when making a money transaction at a casino.

There are some differences between credit and debit cards. The main one is that credit cards are generally a bit more secure to use. This is because credit card companies go a step further to ensure that its users are well taken care of in case a security breach occurs. Credit card transactions are insured, which means that the credit card user will get reimbursed.

Especially if someone steals the credit card information and uses it to make a fraudulent transaction. On the other hand, debit cards are more convenient to use. Players can keep tabs on how much they're spending since there is no possibility of accumulating debt.

What are the best alternatives to Credit & Debit Cards?

Even though credit and debit cards are among the most popular casino payment methods for UK players, there are people who prefer to use other payment methods. This can be due to the temptation to overspend when using cards, transaction fees, high limits or a number of different reasons. Regardless of this, it’s good to know that reputable online casinos support a wide variety of payment methods players can choose from. The most popular trusted alternatives to credit and debit cards are:

  • PayPal
  • Skrill
  • Neteller
  • Paysafecard
  • Bank Transfer
  • Mobile Bank Payments

Of course, all of these transaction methods have their pros and cons, so make sure to read up on any particular payment method before using it. We’ve covered the most popular and common payment methods in online casinos, so feel free to browse our other reviews of trusted payment methods.

Debit & Credit Card Casino FAQs

Players can use credit and debit cards to claim bonuses at almost any online casino on the market. Unlike other payment methods, credit and debit cards are widely accepted as the most popular payment method for claiming online casino bonuses.

Credit and debit card transaction limits are very flexible compared to other payment methods. Minimum deposit limits start at £10 in majority online casinos, while maximum deposit limits can be set upwards to £100,000 per transaction at certain online casinos. This is more than enough even for players who like to play for big money at online casinos.

Credit and debit card providers go a long way to ensure that their cards are well protected and secured. Plus, the fact that all top UK casinos accept credit and debit cards on their platforms, goes to show just how reliable and secure these payment methods are.

Visa has a slight edge as it’s the number of top UK Visa casinos slightly outweighs the top UK MasterCard and Maestro casinos, simply because it offers slightly more flexibility in terms of withdrawals. But, when directly comparing the three cards, they all perform extremely well, and it mostly depends on the player’s preferences which card he will use.